The additional excess is as follows:
a. Unnamed Driver
i. Additional excess of S$5,000 will be charged for young and inexperienced driver of 26 years and below or with less than 1 year driving experience
ii. Additional excess of S$500 will be charged for unnamed driver above 26 years old
b. Named Driver
i. Additional excess of S$500 will be charged for young and inexperienced driver of 26 years old and below
Yes. The excess will be waived as follows:
a. Full waiver of excess if your NCD is 50%
b. Your excess will be reduced by half if your NCD is 40% and below
Yes, you can choose to insure on a Third Party Fire & Theft or Third Party only cover when the loan has been fully paid up.
The minimum excess to buy down is S$2,000 while the maximum excess to buy up is S$500. The appropriate premium will be automatically calculated.
You can only choose to opt out of the authorized workshop scheme at the renewal of the policy.
Yes. Additional pro-rated premium may be charged depending on the profile of the driver. Please provide the following details of the additional driver for AXA Insurance Singapore underwriting consideration:
|b||.||Date of Birth|
|g||.||Relationship of the named driver to the insured|
SmartDrive covers you up to Peninsular Thailand subject to a maximum duration of 14 days for each and every trip.
You can check with the Traffic Police with regards to regulations for foreign driver. An additional excess of $5,000/- on top of the basic excess will apply for unnamed young or inexperienced driver (26 and below &/or less than 1 year of driving experience) or additional $2,500/- (other than the 2 criteria stated earlier) in the event of a claim.
You need not inform AXA Insurance Singapore as long as he is driving your car with your permission and possesses a valid driving license but in the event of a claim, an additional excess of $5,000/- in addition to the basic excess will be applicable (inexperienced driver). You may choose to name your son as a named driver once he has completed his 1 year probationary license. An additional premium will be chargeable with an additional excess of $500/-.
Yes, however modifications to your motor vehicle have to be declared and is subjected to AXA Insurance Singapore’s approval.
No, NCDP protection will be specific to the existing insurer only and cannot be transferred to another insurer.
Please submit a copy of Traffic Police’s safe driver’s eligibility certificate in your name. You can print this from the website at www.ecitizen.gov.sg -> Eservices-> Electronic Driver Data & Enquiry System (EDDIES) ->Driving License Information -> Key in NRIC/FIN/SingPass.
Your NCD will be impacted as follows:
|Current NCD||NCD Upon Renewal|
Yes, however fluctuating COE prices may affect the sum insured of the vehicle which may result in under insurance should the COE prices increase, as compared to insuring based on market value. Therefore, we would recommend to insure at a fixed sum insured for high performance vehicles only.
Payment must be made with an American Express® Card issued by American Express International, Inc. (“American Express”) in Singapore. (Excludes American Express Corporate Card and American Express Cards issued by DBS Bank Limited, United Overseas Bank Limited, Citibank Singapore Limited. and EZ-Link Pte. Ltd.)
You will receive your Policy Document via email within 5 working days after you have successfully completed your online purchase.
You will receive an instant email notification upon successful completion of your online purchase
Yes. However, please note that all refunds will be credited back to the original payment mode.
Yes. If your NCD is 30% and above, AXA Insurance Singapore will give you a Safe Driver Discount(SDD) of 10%. You may check your SDD eligibility from the website at www.ecitizen.gov.sg-> Eservices-> Electronic Driver Data & Enquiry System (EDDIES) ->Driving License Information -> Key in NRIC/FIN/SingPass.
Your insurance is underwritten by AXA Insurance Singapore Pte Ltd.