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Insurance Home » Motor Insurance » SmartDrive at a Glance

SmartDrive motor insurance puts you in control by giving you the choice of coverage that suits your needs. What’s more AXA Premium Workshops are located island wide making it easier for you when you need to file a report.

SmartDrive Motor Insurance gives you the choice of plans from comprehensive insurance to just third party coverage depending on your insurance needs. The table below shows you all the plans and their corresponding benefits.

Cover included Comprehensive Third Party Fire and Theft Third Party Only
For your Car      
a) Accidental Loss or Damage due to Fire      
b) Damage and/or loss by Theft       
c) Damage and/or loss due to an Accident by other covered causes  
Loss of or damage to Windscreen    
Towing to repairers or place of safety following loss covered under the Policy  
For you      
Your legal liability for
a) death or bodily injury to other people  
b) loss or damage to property of other people    
c) Your legal costs and expenses  
Damage and/or loss to Accessories and spare parts due to Accident

*By fire and theft only

Important Notes

  • All information is to be read and construed, in the light of, and subject to, all terms and conditions contained in the Policy
  • NCD Protector is available with 30-50% NCD only
  • Excess shall mean the amount which you shall bear for each and every claim
  • An administrative charge is applicable if you cancel your policy (whether before or after the commencement of your policy)
  • Your policy document will be sent to you through your email within 5 working days

Please refer to Policy Wordings for full terms, conditions and exclusions.

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