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Insurance Home » Motor Insurance » SmartDrive at a Glance

SmartDrive motor insurance puts you in control by giving you the choice of coverage that suits your needs. What’s more AXA Premium Workshops are located island wide making it easier for you when you need to file a report.

SmartDrive Motor Insurance gives you the choice of plans from comprehensive insurance to just third party coverage depending on your insurance needs. The table below shows you all the plans and their corresponding benefits.

 Comprehensive PlanThird Party Fire and TheftThird Party Only
For your Car      
Repair or replace your vehicle, spare parts and accessories for accidental loss or damage due to:      
i) all insured perils    
ii) fire or theft only  
Unlimited windscreen coverage with no excess (No Claim Discount shall not be affected)    
Towing cost of up to S$500 to move vehicle to the nearest repairer within the country    
For you   
Loss of use benefit of S$50 per day after accident
(applicable if repair is four (4) or more days)
 
Savings, value and convenience from AXA Premium Workshop Scheme
  • 15% instant premium savings
  • Reduction of own damage
    excess:
    0-40% NCD- Excess halved
    50% NCD-Nil Excess
  • Flexiblity to select accident repairs at any AXA Preferred Workshop
  • Free 24 hours accident towing service
  • 9 months warranty on repair
  • Enhanced Personal Accident of upto S$30,000 for all named drivers
  • Up to S$3,000 for loss of personal effects following accident or robbery in Singapore
  • Repatriation of driver, passenger and vehicle to Singapore in the event of accident or breakdown of vehicle
   
Up to S$20,000 Personal Accident Benefit for all named authorized driver    
Medical Expenses benefit of up to S$500 per person per accident for driver and each passenger for bodily injury sustained from accident    
For Third Parties   
Up to S$5,000,000 third party liabilties cover for loss or damage to others property and unlimited cover for death or bodily injury of others
Covers your legal liability including reasonable cost and expenses incurred as a result of accident
       
Optional Benefits   
Flexibilty to increase or reduce your excess through Voluntary Excess to suit your premium requirement    
NCD Protector to protect your 50% NCD at an additional premium in the event a claim is made in the policy year
Option to insure your car accessories of up to S$5,000 against accident or theft. In the event of claim, such payment will not affect your NCD and Own Damage Excess    
Additional Personal Accident Benefit of up to S$20,000 per person for the permitted number of passengers on your vehicle    

*By fire and theft only

Important Notes

  • The amounts listed above are the maximum coverage payable for each benefit
  • All information is to be read and construed, in the light of, and subject to, all terms and conditions contained in the Policy
  • NCD Protector is available with 50% NCD only
  • Excess shall mean the amount which you shall bear for each and every claim
  • An administrative charge is applicable if you cancel your policy (whether before or after the commencement of your policy)
  • Your policy document and cover note will be sent to you through your email within 5 working days

AXA Authorized Premium Workshops are located island wide. Chances are there’s one that’s close to you.

They can assist you in making your accident report by:

  • Completing the SAS form
  • Completing submission of the report into the GIARMC system (e-filing)
  • Taking photographs of your accident vehicle

List of AXA Authorized Workshops 

No. Sector Name of Workshop Contact Number/ Person Workshop Operation Hours Accident Reporting Hours 24hrs Hotline Number
1. North/
Central
Ah Lim Motor Company
10 Ang Mo Kio Ind. Park 2A,
#01-09
AMK Auto Point,
Singapore 568047
Tel: 6483 1244
Fax: 6483 6170

Email: ahlimmc@singnet.com.sg

Contact: Lilian

Mon to Sat:

0900hrs to 1800hrs

Mon to Fri:

0900hrs to1730hrs

Sat:

0900hrs to 1230hrs

N/A
2. North/
Central
Comfort De lgro
Engineering Pte Ltd (Main)
205 Braddell Road,
Singapore 579701
Tel: 6383 7118 / 6553 1111
Fax: 6284 4284

Email: denisteo@cdge.com.sg
Contact: Denis Teo

Mon to Fri:

0800hrs to 1730hrs

Sat:

0800hrs to 1230hrs

Mon to Fri:

0800hrs to 1700hrs

Sat:

0800hrs to 1200hrs

Hotline:

9115 2616

For Towing: 6553 1111

3. North/
Central
Hua Hong Pte Ltd
25D Sungei Kadut St 1,
Singapore 729332
Tel: 6760 8815 / 6760 0539
Fax: 6765 4915

Email: huahong@singnet.com.sg
Contact: Jonathan

Mon to Sat:

0900hrs to 1800hrs

Mon to Fri:

0900hrs to1800hrs

Sat:

0900hrs to1200hrs

N/A
4. North/
Central
K. Kim Hin Auto

Blk 34 Sin Ming Drive,
#01-114 Singapore 575708

Tel : 6452 7018
Fax: 6458 3895

Email: service@kkimhin.com.sg
Contact: Mr Khong or Sandra

Mon to Fri:

0900hrs to 1800hrs

Sat:

0900hrs to 1600hrs

Mon to Fri:

0900hrs to 1230hrs

1330hrs to 1730hrs

Sat:

0900hrs to 1230hrs

Tel: 6452 7018
5. North/
Central
S & H Motor Pte Ltd

Blk 11 #01-83

Sin Ming Road,

Sin Ming Industrial Estate B

Singapore 575655

Tel : 6453 4730
Fax: 6457 1931

Email: enquiry@sh-motor.com
Contact: Doris Ang

Mon to Sat:

0900hrs to 1800hrs

Mon to Fri:

0900hrs to 1700hrs

Sat:

0900hrs to 1300hrs

Tel: 9677 8873
No. Sector Name of Workshop Contact Number/ Person Workshop Operation Hours Accident Reporting Hours 24hrs Hotline Number
1. South Charn’s Customcraft
Blk 1010 Bukit Merah, Lane 3
#01-105 Singapore 159724
Tel: 6271 7054 or 6273 3304
Fax: 6273 6676

Email: charns@singnet.com.sg
Contact: Rina

Mon to Fri:

0900hrs to 1730hrs

Sat:

0900hrs to 1430hrs

Mon to Fri:

0900hrs to 1730hrs

Sat:

0900hrs to 1330hrs

N/A
2. South Hin Lung Workshop

Blk 1002 Bukit Merah Lane 3
#01-91, Singapore 159719

Tel: 6858 3000

Hp: 9730 0733

Fax: 6476 0075

Email: hlungws@singnet.com.sg
Contact: Tan Joon Lian

Mon to Sat:

0900hrs to 1800hrs

Mon to Sat:

0900hrs to 1730hrs

97300733
3. South MOVA Automotive

Blk 1008 Bt. Merah Lane 3 #01-04
Singapore 629792

Tel : 6272 3892
Fax: 6270 8314

Email: caren@mova.com.sg
Contact: Caren Teoh

Mon to Sat:

0900hrs to 1800hrs

Mon to Sat:
0900hrs to 1800hrs
Tel: 9799 8888
No. Sector Name of Workshop Contact Number/ Person Workshop Operation Hours Accident Reporting Hours 24hrs Hotline Number
1. East Alpine Motors Pte Ltd (Chevrolet vehicles only)

7 Ubi Close

Singapore 408604

Tel: 6511 3022 (Ext: 203 or 343)

Fax: 6456 3700

Email: lawrence.wee@alpinemotors.sg

sayedinah@alpinemotors.sg

Contact: Lawrence/ Sayedinah

Mon to Fri:

0830hrs to 1700hrs
Sat:

0830hrs to 1630hrs

Mon to Fri:

0830hrs to 1700hrs
Sat:

0830hrs to 1630hrs

Tel: 9247 8842
2. East Progressive Automotive Pte Ltd
Blk 3022A, Ubi Road 1 #01-45/46

Singapore 408716

Tel: 6741 5336
Fax: 6741 7208

Email: progauto@progauto.com.sg

Contact: Lily Lim

Mon to Fri:

0900hrs to 1800hrs

Sat:

0900hrs 1700hrs

Mon to Fri:

0900hrs to 1700hrs

Sat:

0900hrs to 1500hrs

N/A
3. East SME Motor Pte Ltd
1 Kaki Bukit Ave 6,
Blk D#02-15/16/17/18
AutoBay @ Kaki Bukit
Singapore 417883
Tel : 6747 6106
Fax: 6744 2368

Email: service@smemotor.com.sg
Contact: Jenny

Mon to Fri:

0900hrs to 1800hrs

Sat:

0900hrs to 1700hrs

Mon to Fri:

0900hrs- 1700hrs

Sat:

0900hrs to 1500hrs

Tel: 6747 6106
No. Sector Name of Workshop Contact Number/ Person Workshop Operation Hours Accident Reporting Hours 24hrs Hotline Number
1. West Comfort Delgro Engineering Pte Ltd (Branch)

45 Pandan Road Singapore 609286

Tel: 6867 6918/ 6262 5065
Fax: 6262 4113

Email: denisteo@cdge.com.sg
Contact: Denis Teo

Mon to Fri:
0800hrs to 1730hrs
Sat:
0800hrs to 1230hrs
Mon to Fri:
0800hrs to 1700hrs
Sat:
0800hrs to 1200hrs
Hotline:

9115 2616

For Towing: 6553 1111

2. West ETHOZ Automotive Solutions Ltd (Main)
30 Bukit Batok Crescent
Singapore 658075
Tel: 6654 7501
Fax: 6654 7540

Email: lawrence.ong@ethozgroup.com
Contact: Lawrence

Mon to Fri :

0830hrs to 2030hrs
Sat:

0830hrs to 1600hrs

Mon to Fri:

0830hrs to 2030hrs
Sat:

0830hrs to 1600hrs

Tel: 6654 7777
3. West ETHOZ Automotive Solutions Ltd (Branch)
50 Gul Crescent Singapore 629543
Tel: 6654 7701
Fax: 6654 7748

Email: doreen.lim@ethozgroup.com
Contact: Doreen

Mon to Fri:

0830hrs to 1745hrs
Sat:

0830hrs to 1500hrs

Mon to Fri:

0830hrs to 1745hrs
Sat:

0830hrs to 1500hrs

Tel: 6654 7777
4. West Sng Ah Tee Motor & Panel Service Pte Ltd
Blk 3 Pioneer Road North #01-18
Singapore 628457
Tel: 6268 6183 / 9118 1186
Fax: 6268 1429

Email: sngahtee@singnet.com.sg
Contact: Sharon/ Darren

Mon to Fri:

0900hrs to 1800hrs

Sat:

0900hrs to 1500hrs

Mon to Fri:

0900hrs to1730hrs

Sat:

0900hrs to 1200hrs

Tel: 6268 6183

Please refer to Policy Wordings for full terms, conditions and exclusions.

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